New scheme provides annual credits, MediSave grants, and community perks for families with three or more children.
Starting September 10, parents with three or more young children will receive S$1,000 in LifeSG credits per child, part of Singapore’s broader push to support large households under the Large Families Scheme.
Annual Credits for Young Children
Each third and subsequent Singaporean child aged one to six will receive S$1,000 annually, credited automatically to the trustee of the Child Development Account (CDA). Parents will be notified via SMS when the credits are disbursed. The first payouts start September 10, 2025, covering children born between January 1, 2019 and December 31, 2024. From 2026, disbursements will take place every April.
How Families Can Use LifeSG Credits
The credits, valid for 12 months, can be used across a wide network of merchants accepting PayNow UEN QR or NETS QR, including:
- Supermarkets and grocery stores
- Pharmacies and healthcare providers
- Utilities and transport operators
- Selected dining and retail outlets
This doubles the previous amount of S$500 credits given to eligible children born between 2013 and 2024, which were disbursed in July.
Part of a Broader Large Families Scheme
Announced during Budget 2025 by Prime Minister Lawrence Wong, the Large Families Scheme goes beyond credits. Key features include:
- CDA First Step Grant: Doubled to S$10,000 for third and subsequent children born on or after February 18, 2025.
- Large Family MediSave Grant (LFMG): S$5,000 credited to the mother’s MediSave account, usable for pregnancy, delivery, or family healthcare expenses.
- Exclusive Community Deals: Discounts on groceries, meals, transport, indoor playgrounds, furniture, and family activities through Families for Life’s Large Families Deals initiative.
Safeguards and Notifications
To prevent scams, MSF clarified that all SMS notifications will come only from “gov.sg” and contain information solely on payout status. Parents are advised to keep their Singpass profiles updated to ensure smooth communication.
Government Spending and Wider Impact
The government estimates it will spend about S$80 million annually on the scheme. By combining financial support with corporate partnerships, the initiative seeks to ease household costs, strengthen family resilience, and encourage couples to grow their families.
The rollout of LifeSG credits marks a major step in Singapore’s family support policies, providing not just financial relief but also healthcare and lifestyle benefits. With annual payouts, MediSave top-ups, and community discounts, the Large Families Scheme strengthens the social safety net for parents raising three or more children, helping them manage rising costs while promoting stronger family life.
Sources: CNA (2025) , Must Share News (2025)
Keywords: Singapore Families, LifeSG Credits, Lawrence Wong, Large Families Scheme, Child Development Account, MediSave Grant
